Terms of Use - Lloyds Bank Foundation Online Space

Please read and accept the terms of use for the Lloyds Bank Foundation Online Space

These are the terms and conditions (the ‘Terms’) on which you may make use of the network, whether as a guest or a registered user. Please read these Terms carefully before you start to use the Network. By using the Network, regardless of how you access it, you confirm that you accept these Terms and that you agree to abide by them.

If you do not agree to these Terms, please refrain from using the Network. 


  1. About LBFEW

1.1 We are the Lloyds Bank Foundation for England & Wales, a company incorporated in England and Wales with company number 327114 and registered charity number  1971242 whose registered office is at 52 Southwark Street, London SE1 1UN (‘LBFEW’, ‘we’, ‘us’). 

1.2 You can contact us by telephone on 0371 411 1223, by email to kmorales@lloydsbankfoundation.org.uk or in writing to the above address. 

1.3 Our role is to provide funding and support to charities. 


  1. Changes to the Terms

2.1 We reserve the right at all times to vary, change, alter, amend, add to or remove any of these Terms. Please ensure that you review these Terms each time you use the Network as you will be deemed to have accepted a variation if you continue to use the Network after the variation has been posted. 


  1. Information about you and visits to the Network

3.1 We process information about you in accordance with our privacy policy. By using the Network, you consent to such processing and you warrant that all data provided by you is accurate. 

3.2 You will be asked to register, using certain personal details, before being given access to certain areas of our Network. We may use the details you provide in future to contact you in accordance with our privacy policy. You agree to disclose true and complete information during the account registration process, and to update your information if and when it changes. 


  1. Access to and use of our Network

4.1 You may only use the Network for lawful purposes. When using the Network, you must not: 

4.1.2 use the Network in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect 

4.1.3 decrypt, extract, disassemble, reverse-engineer or decompile the Network 

4.1.4 develop methods to enable unauthorised parties to use the Network 

4.1.5 knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware of the Network 

4.1.6 damage, interfere with or disrupt the Network in any way 

4.1.7 use the Network or information obtained from the Network to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam) 

4.1.8 use the Network for any purpose that is unlawful, improper or illegal, or in breach of any, or for the purpose of breaching any, law 

4.1.9 use the Network in a way which infringes the rights of or harasses anyone else, is harmful to, or otherwise restricts or inhibits anyone else's use and enjoyment of the Network 

4.1.10 use the Network to impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity 

4.1.11 post comments about yourself which are not in good faith and in accordance with your honestly held beliefs 

4.1.12 use the Network for the purpose of harming or attempting to harm minors in any way 

4.1.13 use contact details obtained using the Network to harass any person 

4.2 Access to the Network is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Network without notice. We will not be liable if for any reason the Network is unavailable at any time or for any period. 

4.3 We will use our reasonable endeavours to make the Network available but cannot guarantee that the Network will operate continuously or without interruption or be error-free. You must not attempt to interfere with the proper working of the Network and, in particular, you must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, Network, router or any other internet connected device. You are also advised to use the appropriate antivirus software before and during access to the Network. 

4.4 We reserve the right, at any time and for any reason or none, to suspend or terminate your access to, or use of, the Network, or any part thereof. We may also restrict access to some parts of our Network to users who have registered with us. 

4.5 Where you choose or are provided with a Personal ID, code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. Please ensure that you log off when not using the Network and ensure that devices which you use to access the Network are securely locked when not in your possession. You must notify us if you suspect there has been any unauthorised use of your Personal ID, code or password or any other breach of security. 

4.6 We have the right to disable any Personal ID, code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms. We will not be liable for any loss or damage whatsoever resulting from the disclosure of your Personal ID, code or password contrary to these Terms. 


  1. Uploading content to the Network

6.1 When you are invited to upload video content you have created (‘Content’) you can do this by submitting it to us via our web form. LBFEW is not liable for technical, hardware, or software failures of any kind or lost, inconsistent or unavailable network connections that may limit or prohibit Content being uploaded. We may use any Content you upload, but we cannot promise to. You warrant that you are legally entitled to post the Content and to grant to us the licence referred to in clause 6.3 below. 

6.2  You undertake that, prior to uploading any Content to our Network, you have permission, including any assignments, waivers, licences, rights, consents, and permissions (‘Permissions’) in respect of anyone else's rights in or to the Content (including, without limitation, all intellectual property rights, moral rights, performance rights (which include any music used in your video) rights to privacy, image rights and publicity rights), which give you (and us, relying on your agreement to these Terms) the right to immediately use, publish, reproduce, distribute, produce derivative works of, edit, perform, display and broadcast the uploaded Content in any media formats and through any media channels without liability to any third party. LBFEW reserves the right to require proof that all necessary Permissions have been given and you agree, on request, to provide written evidence of those Permissions (including parental consent if necessary) and perform such acts as LBFEW may reasonably require. 

6.3 When you upload or post Content to our Network, you: 

6.3.1 grant to us an irrevocable, perpetual, worldwide, non-exclusive, royalty-free, transferable licence (with right to sub-license) to use, publish, reproduce, distribute, produce derivative works of, display, broadcast and perform the Content in part or as a whole, in any media formats and through any media channels 

6.3.2 waive all moral rights in the Content 

6.4 You agree that you will not upload any Content which is illegal, defamatory, obscene, incites prejudice or hatred or which it is unlawful for you to possess in the country in which you are resident, or which it would be unlawful for us to use or to hold. 

6.5 If you are under 16 years of age, then by uploading Content you confirm that you have the permission of your parent or guardian to do so. 

6.6 You warrant that any Content uploaded by you shall fully comply with these Terms, and you will be liable to us and indemnify us for any breach of that warranty. If you are in any doubt about your Content or whether or not (being under 16 years) you have your parent's or guardian's permission, then you should not upload it. 

6.7 We shall be entitled to disclose your identity to any third party who claims that any Content uploaded by you infringes their rights. 


  1. Disclaimer and limitation of liability

8.1 LBFEW has taken care to ensure that the information on the Network is correct. However, no warranty, express or implied, is given as to: (i) its accuracy; or (ii) its availability, and LBFEW does not accept any liability for error or omission. LBFEW is not responsible for how the information is used, how it is interpreted or what reliance is placed on it. We do not guarantee that the information on the Network is fit for any particular purpose. You should also be aware that the availability of courses of study is subject to conditions applied by individual institutions at their sole discretion. 

8.2 The content of the Network is for general information only and does not constitute any form of advice or recommendation upon which a specific decision should be made. LBFEW has taken steps to ensure the materials contained on its Network are current and accurate, but to the fullest extent permitted by law LBFEW hereby excludes any warranty, whether express or implied, by statute at common law or otherwise, relating to the Network and the material contained on the Network. In particular (but without limitation of the above), LBFEW gives no warranties as to quality, accuracy, timeliness, completeness or fitness for a particular purpose of the Network or of the material contained in it. 

8.3 To the fullest extent permitted by law, LBFEW shall not be liable for any claims, costs, penalties, loss (whether direct, indirect or consequential and whether economic or special loss of any nature), damages or expenses arising from the use or from the inability to use the Network. LBFEW does not accept liability from reliance on information or advice contained on the Network or from any unauthorised access or alteration to the Network by a third party. 

8.4 Whilst the Network may from time to time contain advertising material, LBFEW does not endorse or accept any liability for any of the products or services so advertised, or for any error or inaccuracy in the advertisements. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Network complies with all relevant laws. 

8.5 We shall have no liability to you for any breach of these Terms caused by any event or circumstance beyond our reasonable control, including, without limitation, strikes, lock-outs, or other industrial disputes, breakdown of systems or network access, or flood, fire, explosion or accident. 

8.6 Nothing in these Terms shall exclude liability for death or personal injury directly caused by our negligence, nor any other liability which cannot be excluded or limited under applicable law. 


  1. General

9.1 These Terms are not intended to confer any benefit on a third party under the provision of the Contracts (Rights of Third Parties) Act 1999. 

9.2 These Terms shall be construed and interpreted in accordance with the laws of England and Wales. The courts of England shall have exclusive jurisdiction in relation to any claim, dispute or other matters arising therefrom, without prejudice to LBFEW' right to bring proceedings in the courts of the country of residence of any user of the Network. 

9.3 If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms which shall continue to have full force and effect. 

9.4 The failure by us to exercise any right or remedy under these terms and conditions shall not constitute a waiver of that right or remedy. 

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